Assured Privacy Policy

1. Introduction and Overview

1.1 About Assured

Assured ("we," "us," "our," or "Company") is committed to protecting your personal information through our compliance with this Privacy Policy. We provide professional credential verification and monitoring services, and we understand the importance of protecting the privacy and security of your information.

1.2 Scope of This Privacy Policy

This Privacy Policy describes our practices for collecting, using, maintaining, protecting, and disclosing information we collect from:

Visitors to https://www.withassured.com/ and any associated domains or subdomains ("Website")
Users of our mobile applications
Clients and customers of our services
Professional organizations and their representatives
Job applicants and employees
Third-party service providers and business partners

This policy applies to information we collect:

Through our Website and applications
In email, text, and other electronic messages
Through mobile and desktop applications
When you interact with our advertising and applications on third-party websites and services
Through any other sources connected to our services

1.3 Policy Updates and Changes

The date at the top of this Privacy Policy indicates when it was last revised. Any changes will become effective when we post the revised Privacy Policy. Your continued use of our services following these changes means that you accept the revised Privacy Policy.

2. Definitions

For clarity and transparency, we use the following definitions throughout this Privacy Policy:

"Personal Information" means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.
"Sensitive Personal Information" includes government identifiers, account credentials, precise geolocation, racial or ethnic origin, religious beliefs, and biometric data.
"Processing" means any operation performed on personal information, whether or not by automated means.
"Service Providers" means third-party vendors who assist in providing our services.
"Users" refers to individuals who use our Website or services.
"Client" means any organization that contracts with us to use our services.
"Professional" means any individual whose credentials are being verified through our services.

3. Information We Collect

3.1 Categories of Personal Information

We collect various categories of personal information, including:

3.1.1 Identifiers

Name (first, middle, last, maiden)
Email addresses (personal and professional)
Postal addresses
Phone numbers
Social Security number
Driver's license number
Passport number
Professional license numbers
Account usernames and passwords
IP addresses
Device identifiers

3.1.2 Professional or Employment Information

Current and previous employers
Job titles and positions
Employment dates
Professional references
Performance evaluations
Disciplinary records
Salary information (when required)
Professional development and training records

3.1.3 Education Information

Educational institutions attended
Degrees and certifications earned
Graduation dates
Academic transcripts
Professional development courses
Continuing education credits

3.1.4 Verification and Background Information

Professional license status
Board certifications
Disciplinary actions
Criminal background check results
Drug screening results
Employment verification results
Education verification results

3.1.5 Financial Information

Payment card information
Bank account information
Billing addresses
Payment history
Tax identification numbers

3.1.6 Technical Information

Browser type and version
Operating system
Device information
IP address
Access times and dates
Pages viewed
Navigation paths
Session duration
Referring website addresses

3.2 Sensitive Personal Information

We collect and process sensitive personal information only when strictly necessary for our services, including:

Government-issued identification numbers
Biometric data for identity verification
Health information related to professional qualifications
Background check information

4. How We Collect Your Information

4.1 Direct Collection

Information you provide directly to us:

Account registration information
Profile information
Service requests and applications
Customer service interactions
Survey responses
Job applications

4.2 Automatic Collection

Information collected automatically through your use of our services:

Log files
Cookies and similar technologies
Device information
Usage data
Location data
Analytics data

4.3 Third-Party Sources

Information we receive from third parties:

Professional organizations and licensing boards
Background check providers
Identity verification services
Public databases
Marketing partners
Social media platforms
Credit reporting agencies

4.4 Cookies and Tracking Technologies

4.4.1 Types of Cookies We Use

Essential cookies: Required for basic site functionality
Functional cookies: Remember your preferences
Analytics cookies: Help us understand site usage
Advertising cookies: Support our marketing efforts
Third-party cookies: Placed by our partners

4.4.2 Cookie Management

You can manage cookies through:

Browser settings
Our cookie preference center
Third-party opt-out tools

5. How We Use Your Information

5.1 Primary Purposes

We use your information to:

Provide and maintain our services
Process and fulfill requests
Verify professional credentials
Monitor license status
Communicate with you
Improve our services
Ensure platform security

5.2 Additional Uses

We may also use your information to:

Develop new products and services
Conduct research and analysis
Prevent fraud and abuse
Comply with legal obligations
Enforce our terms of service
Protect our rights and property

5.3 Legal Bases for Processing

We process your information based on:

Contract performance
Legal obligations
Legitimate interests
Your consent
Public interest

6. Information Sharing and Disclosure

6.1 Categories of Recipients

We may share your information with:

6.1.1 Service Providers

Cloud storage providers
Payment processors
Analytics services
Customer support services
Marketing services
Security services

6.1.2 Business Partners

Identity verification services
Background check providers
Professional organizations
Integration partners

6.1.3 Legal and Regulatory Authorities

Government agencies
Law enforcement
Regulatory bodies
Courts and tribunals

6.2 Business Transfers

Information shared during:

Merger or acquisition
Sale of company assets
Financing operations
Bankruptcy proceedings

6.3 With Your Consent

We share information with:

Organizations you authorize
Third parties you approve
Other parties with your permission

7. Data Retention

7.1 Retention Periods

We retain personal information for:

Active accounts: Duration of service
Closed accounts: 7 years after closure
Transaction records: 7 years
Marketing data: 2 years after last interaction
Job applications: 1 year if unsuccessful

7.2 Retention Criteria

We consider the following when determining retention periods:

Legal and regulatory requirements
Statute of limitations
Business needs
Data minimization principles
Storage costs
Risk of harm from unauthorized use

7.3 Data Deletion

We securely delete information when:

No longer needed for stated purposes
Required by law
Requested by you (subject to legal requirements)

8. Your Rights and Choices

8.1 Access Rights

You have the right to:

Access your personal information
Receive a copy of your data
Know what information we share
Understand how we use your data

8.2 Control Rights

You can:

Update your information
Correct inaccurate data
Delete your information
Restrict processing
Object to processing
Withdraw consent
Export your data

8.3 Marketing Choices

Control over:

Marketing communications
Newsletter subscriptions
Promotional emails
Survey participation
Product updates

8.4 Technical Choices

Options for:

Cookie preferences
Device settings
App permissions
Location services
Analytics participation

9. State-Specific Privacy Rights

9.1 California Privacy Rights

Under CCPA/CPRA, California residents have:

Right to know
Right to delete
Right to correct
Right to limit use of sensitive personal information
Right to opt-out of sales/sharing
Right to portability
Right to non-discrimination

9.2 Virginia Privacy Rights (VCDPA)

Virginia residents have:

Right to access
Right to correction
Right to deletion
Right to data portability
Right to opt out of targeted advertising

9.3 Colorado Privacy Rights (CPA)

Colorado residents have:

Right to opt-out
Right to access
Right to correction
Right to deletion
Right to data portability

9.4 Other State Laws

We comply with:

Connecticut Data Privacy Act
Utah Consumer Privacy Act
Nevada Privacy Law
Other applicable state regulations

10. Cookie Policy

10.1 Cookie Types and Purposes

Detailed information about:

First-party cookies
Third-party cookies
Session cookies
Persistent cookies
Performance cookies
Functionality cookies

10.2 Cookie Management

Instructions for:

Browser settings
Device settings
Third-party opt-outs
Do Not Track signals

10.3 Specific Cookies Used

List of:

Cookie names
Purposes
Expiration periods
Data collected

11. Data Security

11.1 Security Measures

We implement:

Encryption in transit and at rest
Access controls
Authentication requirements
Network security
Physical security
Employee training

11.2 Security Procedures

We maintain:

Incident response plans
Disaster recovery procedures
Business continuity plans
Regular security assessments
Employee background checks

11.3 Breach Notification

We will:

Investigate incidents
Notify affected individuals
Report to authorities
Take corrective action
Document responses

12. Children's Privacy

12.1 Age Restrictions

No services for under 18
No intentional collection from minors
Parental consent requirements
Age verification procedures

12.2 Special Protections

Detection measures
Deletion procedures
Parental rights
Compliance with COPPA

13. Additional Services and Third-Party Links

13.1 Linked Services

Information about:

Third-party websites
External platforms
Integration partners
API connections

13.2 Third-Party Responsibilities

Details on:

Privacy practices
Data handling
Security measures
User agreements

14. Changes to This Privacy Policy

14.1 Update Procedures